TROY Trends

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Futuristic self-service kiosk bank branch
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Advanced Self-Service Kiosks: The Path for Branch Transformation

One thing is clear: the future of banking lies in transformation. As technology continues to revolutionize the way we manage our finances, traditional brick-and-mortar branches..

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People using line of ATMs outside
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Are ATM’s Outdated? The Need For Better Self-Service Kiosks in Banking

Its no secret the banking industry is undergoing a significant transformation. One of the most notable shifts is towards cashless transactions, where customers are empowered to..

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Self service card printing machine printing a bank card
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Why Card Printing Machines Are a Must-Have for Modern Banks

The way we bank has changed a lot, and people expect faster, easier, and safer services now more than ever. One thing helping banks step up to the challenge is the card printing..

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Person making payment using an iphone
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Zelle Fraud: The Push for Better Consumer Protection

Zelle has redefined how individuals transfer money, delivering the kind of speed and convenience rarely associated with financial transactions. It’s no surprise that with over 120..

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Bank teller handing cashier's check to customer
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Cashier's Checks vs. Personal Checks: What's the Difference?

We may read "checks are dead" on many online news publications, but that is far from the truth. In fact, the majority of B2B transactions are done via check transaction, at 80%.

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Bank vs fintech side by side comparison
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Traditional Bank Vs. FinTech: How Banks Can Bridge the Gap

As the financial services industry evolves, banks are increasingly embracing fintech applications to meet the demands of a digital-first world. With mobile banking, payment apps,..

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Wide shot of a desert
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What is a Banking Desert?

When you think of a desert - what are the first images that come to mind? Hot. Dry. Minimal. Stranded. A "banking desert" is kind of like that, except with bank branches and..

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An empty bank branch
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Core Banking Evolution: Where Are Bank Branches Headed?

The journey of core banking systems reflects the rapid technological advancements and shifting customer expectations in the financial industry. Starting in the 1980s with basic..

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QR code on phone with cash symbol appearing
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Platform Revolution: 4th Generation of Core Banking

The 4th generation of core banking has arrived, bringing with it a platform revolution that is reshaping the banking industry. This transformation heralds the transition from..

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